|Alpha Bank UK, National Association||GREEN/***||GREEN/***||GREEN/***||GREEN/***/B||GREEN/***/B|
VERIBANC®'s Color Code and Star Rating system rates financial institutions from two perspectives – present standing and future outlook. It takes into account many financial ratios and measures, including all six factors Federal regulators utilize in determining the bank ratings. These factors include an institution’s capital strength, asset quality, management ability, earnings sufficiency, liquidity, and sensitivity to market risk.
The outcome of VERIBANC®'s tests is a color – Green, Yellow or Red. Green is the most favorable result; Red is the least favorable. Additional criteria are used to assign three to no stars to an institution. Three stars are most preferred. Finally, Banks that receive special recognition from VERIBANC® for meeting unusually high standards and exceptional attention to safety and soundness are identified as "Blue Ribbon Banks". These institutions are denoted with the letter "B" following the Green/*** rating designation. Banks that have received such recognition for eight or more consecutive quarters have the legend "BB".
VERIBANC®'s rating accuracy has been proven - since 1981, more than 99 percent of all failing banks have fallen into VERIBANC®'s lower rating categories. To read more on VERIBANC®'s classification system, please visit their website at https://www.veribanc.com/RatingSystem.php.